Saving Money in Your 20s

Most people struggle to manage their finances when they are in their 20s. They have just entered the workforce, probably have a low paying job, have many bills and have little experience organising themselves. People in their 20s also have many credit card companies throwing easy money at them. It’s...

Simple Tips For Improving Your FICO Score

Some recent changes in the way the FICO score is calculated have opened up some interesting opportunities for credit score improvement!  Some of these changes pertain to medical debt and for people with a settled debt collection on their record. It’s important to note that the general mix of FICO...

Common Debt Myths!

Most people have debt of some kind but many of us don’t understand how to manage it effectively and how to save money when it comes to debt. Unfortunately there are a number of common misconceptions or “debt myths” that have sprung up over the years, and those myths contribute to some...

Tips for Raising Your Credit Score

Many people now find themselves with a poor credit score because of bad spending habits, too much debt accumulation or they have lost their job because of the GFC or other circumstances. It can be a difficult task to get that credit score back to where it was before financial issues popped up, but...

How To Fix Your Credit Score

Acquiring a healthier credit score is a lot more critical today than any other time. Sad to say for lots of of us, we tend to have more debt than is healthy for us, and then we end up ultimately taking hits to our credit rating. In this current economic climate this is specially debilitating, as you may be...