A Credit Card That Helps Manage Debt?

The idea sounds a bit silly at first – a credit card that helps people manage their debts and pay them off without defaulting. Because credit card companies tend to encourage people to spend. Quite simply the more people spend they more credit card companies will profit. However one new non-profit...

Dealing with Cancelled Debt

One often complex financial matter is dealing with cancelled debt and taxation. Usually when a debt is cancelled by a lender you must include that amount in your taxable income. You must include the debt total as income because you owed this money to the lender then it was waived, so the tax department...

Five Strategies for Medium Level Debt

Many people have debt levels that are medium level – that is, not just a few small credit card debts and not a massive debt burden, but some where in between. At about the $30’000-$50’000 mark the debt is transitioning from a small problem into a huge one. Action needs to be taken before...

Settling Old Credit Card Debt

There is actually a right way and wrong way to settle old credit card debts. Some people end up paying too much to creditors or pay off old debts which they didn’t need to pay off at all. Make sure the debt is yours The first thing you need to do is make sure that the debt actually belongs to you. ...

Debt Consolidation vs Debt Counseling

Being in debt can be a very stressful and confusing time, especially because there are so many possible options for escaping your debt problems. Two of the most common choices are debt consolidation and debt counseling. One of the most frequent questions from those experiencing debt problems is which one...

Best 3 Debt Settlement Methods

Unfortunately the United States economy is still struggling and every day more people are finding themselves in financial difficulties.  Many are people who over extended in the good years, taking on too much debt and many people in trouble now are small business owners who have been hit by the downturn. ...
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