Habits that Keep You in Debt

Human beings are often referred to as “creatures of habit”.  That is because we enjoy routines, certainty and patterns.  Most people pick up a range of habits for everything, including — how they eat, how they they get dressed, how they shower and how they spend money. Poor financial...

The Best Online Apps to Help You Manage Your Finances

There are some incredibly useful financial tools that have become available thanks to the Internet. Many of these tools can help us get our finances in order and lower our debt burden. Here are the top 7 online tools for organising your finances! Mint Mint is one of the most well known personal financial...

Simple Holiday Money Saving Tips!

So you have scrimped and saved all year to get enough money for your holiday, but when you go you find the money you saved disappears very quickly! Well you could put a little time and planning into your holiday and actually end up saving a great deal of money and having a better time. Here are a handful of...

Paying off Debt or Saving for Retirement?

One of the most common challenges for people who are in debt is deciding how much money they should be using to pay down the debt and how much should be allocated for long term financial objectives like saving for retirement. Saving for a retirement is something that must be done for many decades to have a...

Evaluating Student Debt

In an economy that is in a downturn it is increasingly difficult to find a job. Many thousands of college students now find themselves graduating into that economy, unable to find a job and also unable to pay their college loans. In the USA an estimated 1.75 million students will graduate this year and...

Simple Money Saving Food Shopping Tips!

Grocery shopping is a menial task that most people don’t put much thought into 0-we might create a list for what we need or we might just wander the aisles picking out what looks like it might be a delicious dinner. But what most people don’t fully appreciate is that the aisles are full of...
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