Habits that Keep You in Debt

Human beings are often referred to as “creatures of habit”.  That is because we enjoy routines, certainty and patterns.  Most people pick up a range of habits for everything, including — how they eat, how they they get dressed, how they shower and how they spend money. Poor financial habits that you may have picked up over a number […]

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Saving Money in Your 20s

Most people struggle to manage their finances when they are in their 20s. They have just entered the workforce, probably have a low paying job, have many bills and have little experience organising themselves. People in their 20s also have many credit card companies throwing easy money at them. It’s not hard for someone just […]

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14 Worst Credit Card Mistakes

The road to a mountain of debt is usually littered with a trail of maxed out credit cards. Credit cards are very easy to use incorrectly and can quickly become a major financial problem. Unfortunately many people use their credit cards in ways which lead them towards financial disaster. They can often look like the […]

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Common Debt Myths!

Most people have debt of some kind but many of us don’t understand how to manage it effectively and how to save money when it comes to debt. Unfortunately there are a number of common misconceptions or “debt myths” that have sprung up over the years, and those myths contribute to some people running into […]

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Teaching Your Children About Debt

Children often mimic the behavior around them and the way they learn a great deal about relationships, society and the economy from the way their parents interact with the world. At the same time children have their unique personalities which color how they react to the world around them and the things you teach them. […]

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Saving Money on Food!

It can be of the most costly parts of our lives and also one of the most crucial if you want to remain healthy – food! Check out some simple and easy money saving tips for food. Organize and keep control of your fridge! A lot of food is left to spoil simply because it […]

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Young People Avoiding Credit Card Debt

According to new research, younger “millenials” (adults born sometimes in the 90s or later) have been avoiding credit card debt compared to slightly older people.  A bank in the UK found that people aged between 18-24 are carrying much less debt than those in the 25-30 age bracket, half as much in fact. Almost 30% […]

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Marrying Into Debt

One of the most important conversations that needs to be had before entering into marriage is the debt conversation.  Unfortunately many couples don’t have it then only realise they have married into a substantial amount of debt a couple of years after getting married! Many people are happy to spend hours and hours talking about […]

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Credit Card Late Payments Fall

In a positive sign for the United States economy, in quarter 1 of 2013, credit card late payments have fallen. That is an indication that borrowers are getting on top of their debt obligations and making their credit card payments on time. It also reflects that consumers are on top of their seasonal debt, with […]

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College Debt Levels Threat to USA Economy

A democratic senator has suggested that the level of college debt held by young Americans is a serious threat the American economy. Democract Senator Kirsten Gillibrand is pushing a bill that would help people refinance federal student loans with high interest rates. The senator wants all student loans with a rate higher than 4% scaled […]

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