I'm not sure if the dealership we went to yesterday was trying to screw us over or not. We have a 2010 Hyundai Elantra, we have outgrown it and every time we turn round something is breaking on it. We owe $12k on it but would like to trade it in on a 2012 Jeep Cherokee Laredo. Nothing special, cloth seats, sunroof, no navigation. The one we want is $34k. The guy we talked to came off the Jeep $1000, offered us $9000 for the car, wanted $6000 as a downpayment with a $600 monthly payment, at 72 months. My husband makes $8000 before taxes, $6500 after per month. We do have $14k in credit card debt but we pay $2000 a month on them bc we want to get rid of it.....It accumulated while he was in school. The numbers he gave us just seemed a bit off to me. We walked away but we have an appt with another dealership and I'm hoping he comes back with a lower down payment and a monthly payment no higher than $450. Do the numbers we were offered seem a bit high to anyone else?