More specifically, a tax refund check that's made out to me.
The thing is, I recently moved to a new country and I don't have a bank account here yet and there are no branches of my bank, etc. etc. So I am keeping my account back in the US until I get my own here (which they said was perfectly fine). I recently got my tax refund check mailed to my home in the US (where my father lives) and was hoping he could just deposit it into my account for me.
My bank said no, since it wasn't signed by me and I wasn't there. It seemed harmless enough since he was only asking to deposit it and wasn't asking to take any money out at all. But oh well. I can't go back home just to deposit that check (the cost of the trip would make getting that money pointless), but that money would help me out a lot right now, so I really need it.
I read online that I can write an authorization letter to allow my dad to sign my checks for me. I write the letter, I sign it, he signs it. Done? Is that it? Should the bank legally have to accept that, or do I have to do something more special in order for them to?
I also plan on calling my bank and discussing it with them, but timezones are completely off. So, I figured I'd see what you guys know about it in the meantime. I also don't want my bank to try and tell me I can't do something that I really am legally able to do.
Thanks for any input.