I found out that I had a default judgment in California against me in Dec of 2008. The default judgment entered against me was on Oct 2006. I was never served a summons to appear in court, I wasn't even living in the state! I called the legal clinic and I was told that I only have 2 years / 180 days from the time it was served to file a motion to vacate default judgment. Fast forward now Dec 2011 I receive a letter from the plaintiff (car finance company) stating to contact them to pay the judgment plus fee's and 10% compound interest. I paid a lawyer online to give me advice and he said that the 180 day/ 2 year rule does not apply to me because I was not located at the place where the summons was left.
I went to court records to see how they "served" me and the paper shows that "I" was served! - Not true at all again I was not living in the state. I filed a motion to vacate at the local courthouse and today was my court date. The judge threw out the case and the judgment remains. I tried to show him my Florida license that was issued to me 3 months prior to the service guy "claiming" he personally served me at a address that I used to live at. The judge did not want to hear it at all. He was more insulted that I was claiming that they did not serve me at all. He advised me to work out a payment plan with the plaintiff. Every time I tried to defend myself by telling him that I was not living in the state that it was not possible that they served me he kept saying "this is a professional service company that served you, young lady." This judge wants me to prove to him where I was on Aug 6, 2006 because my license of my legal residence is not good enough. The plaintiff knew that I was not living at the address where the summons was left. I know for a fact because when I viewed my credit report it showed the past 2 years of inquiries.
I am getting mixed information. What are my legal options?