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How long does it take for a bill payment to show up on Credit card?

Credit Card Debt discussions & tips

How long does it take for a bill payment to show up on Credit card?

Postby biaiardo » Thu May 10, 2012 2:02 pm

I have a stupid question to ask. Ive never really owned a credit card so im not sure how they all work.. About a month ago, i had to get a pre- paid credit card so i could reserve a hotel room. The card is reloadable so when i get paid or i receive other funds i can just load it onto my Card. Anyways i have a hydro bill due next Wednesday, i dont get paid untill the next day Thursday. I called the Hydro company and asked if i could come in first thing Thursday morning to pay it and they said no. If i dont pay it on time it will be cut off. I only have $6 on my card... If i gave them my credit card number would it instanly be taken out of my account or would i be safe untill the next day when i get paid and can put money on my card??
biaiardo
 
Posts: 836
Joined: Tue Mar 22, 2011 7:16 am

How long does it take for a bill payment to show up on Credit card?

Postby matthieu46 » Thu May 10, 2012 2:06 pm

Not stupid, always calling to see, if payment i in myself l because those "late charges" really kill...&20-25.00 a clip, banks $35.00 now when insufficient funds....Majority of places (payment centers when called) say: 5-10 full days, (not including weekends and holidays! But many times, and this eurekas me: many times bill dose not even come before, in enough time to allow those 10 days leverage....Utilities go by alphabet of last name, but lately pone company is helping out more, (I've companied so much but stayed with then!) So speak up, it's your credit, under your name, so it's worth it!
matthieu46
 
Posts: 850
Joined: Mon Mar 21, 2011 7:32 am

How long does it take for a bill payment to show up on Credit card?

Postby matthieu46 » Thu May 10, 2012 2:16 pm

it comes off immediately. also unless you have received a disconnect notice meaning you are really late paying the water bill. you will not be turned off.

you do not have a CC you have essentially a debit card just lower quality. prepaid cards were designed for people who could not get regular bank or credit union accounts
matthieu46
 
Posts: 850
Joined: Mon Mar 21, 2011 7:32 am


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