Last year, I lost my apartment due to my job loss. My landlord was sweet about it, but she still had a job to do and had to file eviction papers against me. I went to court and was given a judgment for the unpaid rent - $2100. The landlord's lawyer told me, though, that a judgment was not the same as an actual eviction. He said that an actual eviction is when the sheriff locks you out of your apartment and if I left my apartment - breaking my lease, essentially - before that happened, that this would only appear on my credit report as being a financial judgment. So I did that - I broke my lease about a week before the sheriff would have shown up. The judgment has been handed over to a collection agency and I'm working out a monthly plan to pay this off. What I'm wondering is how this will show up when a new landlord pulls my credit report. I recently looked at my annual free report and didn't see it on there (or anything about eviction).
So my question is, is the monetary judgment really different from an actual eviction? Does having eviction papers filed against you mean anything if the sheriff didn't lock you out?
Also, is there another kind of report other than a credit report that a landlord pulls on you that shows anything about former rental problems?