I am currently transferring to a new school which is more expensive than the one I was attending, I didnt think I would end up in this financial downfall, but I am and hopefully in the end it will be worth it because I am changing schools for many reasons.. anywho I have already maxed out of my federal loans.. my mom was denied the parent plus loan so they gave me the extra federal loan money already. So now I need a parent loan, however.. my family was denied the sallie mae loan as well as the wells fargo student loan. I am not sure what step to take next because I really need money to help fund the rest of my college education. I have been working and my family can help pay, but Im going to need to take out at least $5,000. I ultimately need around $16,000.. can you guys offer any advice for me? . . I do not have anyone else to co sign because my mom has also ruined my grandmothers credit :/ ..and sense im 19 I do not have any credit at all, I tried to do the sallie mae loan on my own and it denied me, which makes sense.. but I am not really sure what steps I should now take.