In case you are about to say that I WANT a car, you are wrong. I NEED a car. I am currently a college student, actually going to start in January. I am also an Army reserve soldier. For me to get to work, I have to take 2 buses, which takes about 40 minutes to arrive at work. Waiting for the bus is miserable, I have to stay out for over 30 minutes for each one to arrive. To get to school, I have to take a train and two buses. To get to drill, I have to pray for a ride, or take a train that takes 4 hours the night before. My mom will not let me borrow her car NO MATTER WHAT THE CIRCUMSTANCE. All my friends have one, but it was given to them. They did not work a SINGLE HOUR in their life. My credit score is currently 719 and I can finance a car. Insurance in my state however, is ridiculous. No matter what my driving record is, I can expect to pay over 4000 a year. I live in MA by the way. What should I do with my life?