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Returned item & refunded into debit card, but money isn't there.?

Credit Card Debt discussions & tips

Returned item & refunded into debit card, but money isn't there.?

Postby gorry70 » Wed Sep 12, 2012 5:45 am

I returned a couple items & the cashier refunded it into my debit card, but I checked my statement & the money isn't back into my account at all. Does it take a little while for the money to go back into my account or should I go back to the store b.c they didn't refund it to me at all ?
gorry70
 
Posts: 865
Joined: Tue Mar 22, 2011 4:44 pm

Returned item & refunded into debit card, but money isn't there.?

Postby arye » Wed Sep 12, 2012 5:47 am

Funny how you can get charged right away when you make purchases.
But when you make a return it can take forever.
I returned a pair of shoes at payless once.
A week later, still no refund so I called their headquarters center.
They told me "with a nasty attitude" they have 90 days to refund.
But for most stores it usually just takes a couple of days.

Know that some merchants also take a long time to charge your account.
Never go by your account balance.
Try to keep a check register one of these days.
You can google excel check register worksheet .xls if you have excel.
arye
 
Posts: 935
Joined: Tue Mar 22, 2011 9:50 pm

Returned item & refunded into debit card, but money isn't there.?

Postby holdin27 » Wed Sep 12, 2012 5:48 am

I my line of business you should always have only one debit card and a functional checking account and one or two credit cards.


So basically ,
1. debit
2. checking account

3. one or two credit cards

If your stupid you still don't know the difference between a checking account and check book quill.
holdin27
 
Posts: 877
Joined: Tue Mar 22, 2011 6:44 am


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