they are going to look at more at the reports instead of the score
if medical bills, you might be ok.
if maxed out cards left and right, you are a risk.
you'll get passed up for the next applicant that is more financially responsible.
did you know good money management is a sign of intelligence?
suggest you stick with your current job until you pay off the cards to $0, and you get at least 4 months of emergency living expenses before quitting a job.
quitting a job without having the other one secured first is insane.
you're not very sharp are you?