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What shows up on a background check ? and will my credit keep me getting a job ?

Is your credit score looking bad? Tips on how to improve it.

What shows up on a background check ? and will my credit keep me getting a job ?

Postby honiahaka » Tue Mar 27, 2012 4:02 am

I have to pass a drug test and background check for a job at a casino
what shows up on a background check ? i've never been arrested or anything like that i'm just curious ? does it just show your previous employers ?
Also i have bad credit ,i missed a few student loan payments and i have some small bills i need to pay off, what do they look for and does your credit score really matter ?
honiahaka
 
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Joined: Mon Mar 21, 2011 5:32 am

What shows up on a background check ? and will my credit keep me getting a job ?

Postby brocleigh » Tue Mar 27, 2012 4:18 am

A background check typically includes criminal records check, education verification and employment history verification. Your credit is not included on such a check. Now some places do check your credit, for instance, if you are handling money (bank teller, etc.). But on a normal background check, no credit does not get checked.
brocleigh
 
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Joined: Tue Mar 22, 2011 9:57 pm

What shows up on a background check ? and will my credit keep me getting a job ?

Postby illanipi » Tue Mar 27, 2012 4:21 am

Legally they cannot use your credit score as the ONLY means for denying you a job. But they can always find another way to deny you if your credit is bad. If you are going to need a bond then they may not be able to hire you if you are not eligible for a bond. If they are checking your credit they have to tell you in the statement. The purpose of checking credit is to see if you meet obligations. For any job with secrecy the reason is to see if you are vulnerable to coercion. That mainly comes into play with jobs that need security clearances.

The background check will show addresses you lived at, and jobs that you held and any arrests and convictions. The main purpose is to see if you are honest.

In realty credit scores have become a way for everyone to make more money off of a person. You pay more in insurance, higher fees, higher interest rates etc. And since no scores are the same then what is the use? Your score can go up or down 50 points from each monitoring agency. You can apply for an FHA mortgage with a 660 but can't get many credit cards with that score.
illanipi
 
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