John Oliver Talks About Student Debt

John Oliver highlights the massive expansion of Student Debt in the United States.  The comedian points out the depressing and unbelievable fact that student debt in the US is now more than Credit Card debt and Auto Loans. Student Debt has been in the media a lot recently.  Many economists have suggested  that the amount of college debt that […]

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Simple Tips For Improving Your FICO Score

Some recent changes in the way the FICO score is calculated have opened up some interesting opportunities for credit score improvement!  Some of these changes pertain to medical debt and for people with a settled debt collection on their record. It’s important to note that the general mix of FICO credit score remains the same, approximately: 35% Payment […]

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14 Worst Credit Card Mistakes

The road to a mountain of debt is usually littered with a trail of maxed out credit cards. Credit cards are very easy to use incorrectly and can quickly become a major financial problem. Unfortunately many people use their credit cards in ways which lead them towards financial disaster. They can often look like the […]

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Simple Tips for Managing Your First Credit Card

Getting your first credit card is an exciting time, particularly for a young person. You suddenly have the ability to buy items whenever you feel like it, even when you don’t have the cash available. You can also take advantage of online shopping more easily. Before you rush out and start madly using your credit […]

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The Worst Kinds of Debt

There are a multitude of ways you can get into debt. It’s important to realize that some forms of debt can be extremely dangerous, very expensive and negatively impact your credit score quickly. Other forms of debt can help you build wealth over time, for example a mortgage. Most consumers stumble into debt and don’t […]

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Student Debt in the Headlines

The issue of growing student debts continues to be in the headlines this week with a number of commentators suggesting the size of loans are a problem for the economy. Recent graduates are often struggling to pay debts and are delaying major purchases and entering into mortgages which affects the entire economy. Yahoo finance author […]

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Quick Ways for Couples to Get Out of Debt

When you marry someone, it is a serious decision which you are making because you are not just declaring your love for this person, but accepting all of the baggage that comes with them. That baggage can arrive in the form of secret debt, or hidden spending habits that might affect your finances in the […]

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Graduates Using Volunteer Work For Student Debt Relief

Student loans are increasingly large and often a recent graduate feels a lot of pressure because of the mountain of debt they must deal with. With the job market still recovering from the global financial crisis many graduates have had problems securing employment or have been unable to secure employment in their chosen field so […]

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Debt Collector Scammers!

Unfortunately there has been an increase in the number of criminals running various scams in the United States since the global financial crisis. This is due to a number of factors but the advent of the Internet allows the scammers to obtain more data and reach more potential victims very quickly. Some scammers are running […]

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American Debt Delinquicies Falling

In more positive news for the United States economy, debt delinquencies fell in the fourth quarter, showing that consumers are better managing their debts and dealing with their mortgages. The news comes from a study done by the American Bankers Association that was highlighted in a recent press release. Delinquencies were down on all home […]

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