Habits that Keep You in Debt

Human beings are often referred to as “creatures of habit”.  That is because we enjoy routines, certainty and patterns.  Most people pick up a range of habits for everything, including — how they eat, how they they get dressed, how they shower and how they spend money. Poor financial habits that you may have picked up over a number […]

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14 Easy Ways to Save Money on Food!

Of all of the ways to save money, saving money on food is the easiest one.  With some simple planning you can save hundreds or thousands of dollars on your food bill each year.  This article will teach you how! Make sure your pantry and fridge are well organized You need to be fully aware […]

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The Most Common Ways a Personal Budget Fails

Sticking with a personal budget can be tough. To gain control of your finances, you will have to make major changes to your spending habits and lifestyle. Some budgets are doomed to fail, because of poor planning or unrealistic expectations. Here are the most common ways that a personal budget can fail! Bad Maths If […]

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Saving Money in Your 20s

Most people struggle to manage their finances when they are in their 20s. They have just entered the workforce, probably have a low paying job, have many bills and have little experience organising themselves. People in their 20s also have many credit card companies throwing easy money at them. It’s not hard for someone just […]

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The Best Online Apps to Help You Manage Your Finances

There are some incredibly useful financial tools that have become available thanks to the Internet. Many of these tools can help us get our finances in order and lower our debt burden. Here are the top 7 online tools for organising your finances! Mint Mint is one of the most well known personal financial applications on […]

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Simple Family Budget Tips

Times are still tough with various economies still struggling and many in recession. The unemployment rate is still high in the USA and many families are having to make do with less money. Here are some simple tips on how to find some extra money in your household budget through cost cutting and clever thinking! […]

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How do you get out of debt?

A lot of people in debt find themselves struggling to make a start in paying down their debt. Quite often it’s not due to laziness, or a lack of discipline, but due to them not knowing where to start. When you type “how do you get out of debt” into Google you will be bombarded […]

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Easy to Follow Debt Reduction Tips

Debt can accumulate very quickly and very often occurs for reasons out of your control. You might get sick and need a month off of work, or your child needs some emergency dental work, or your car breaks down. The kinds of emergencies that life brings can often bring financial stress with them. You can […]

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