Dealing with Holiday Debt

Many people get caught up in the fun of going on holiday and find themselves spending more than they expected.  Unfortunately, long after the holiday sun-tan has faded or the egg-nog has been drunk, the debt remains.  Because this type of debt can be unexpected and unplanned, many consumers struggle to pay it off in a timely fashion […]

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American Households Take on More Debt

In a sign that many Americans are feeling more comfortable about the condition of the economy, U.S. household debt has risen by $78 billion in the last quarter.  The data comes from a survey by the Federal Reserve Bank. The primary drivers of the increase in debt were student loans, auto loans and credit card […]

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Saving Money in Your 20s

Most people struggle to manage their finances when they are in their 20s. They have just entered the workforce, probably have a low paying job, have many bills and have little experience organising themselves. People in their 20s also have many credit card companies throwing easy money at them. It’s not hard for someone just […]

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Simple Tips for Managing Your First Credit Card

Getting your first credit card is an exciting time, particularly for a young person. You suddenly have the ability to buy items whenever you feel like it, even when you don’t have the cash available. You can also take advantage of online shopping more easily. Before you rush out and start madly using your credit […]

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Settling Old Credit Card Debt

There is actually a right way and wrong way to settle old credit card debts. Some people end up paying too much to creditors or pay off old debts which they didn’t need to pay off at all. Make sure the debt is yours The first thing you need to do is make sure that […]

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Using Credit Card Transfers to Lower Repayments

Many people consider credit cards to be all alike. They understand that different credit cards have different interest rates but don’t fully understand that different cards have different abilities. You can take a look at your own financial situation and tailor a credit card to match that situation. If you are a frequent spender, perhaps […]

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