Tips to Help Pay Student Debt Faster

The cost of going to college continues to increase.  It has reached the stage that some economists suggest student debt is having a stifling effect on the United States economy.  For many students, paying back their college debt can take decades.  For other students the debt can stop them buying a house and building a solid […]

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Dealing with Cancelled Debt

One often complex financial matter is dealing with cancelled debt and taxation. Usually when a debt is cancelled by a lender you must include that amount in your taxable income. You must include the debt total as income because you owed this money to the lender then it was waived, so the tax department sees […]

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Settling Old Credit Card Debt

There is actually a right way and wrong way to settle old credit card debts. Some people end up paying too much to creditors or pay off old debts which they didn’t need to pay off at all. Make sure the debt is yours The first thing you need to do is make sure that […]

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Payday Loans Examined

What are Payday Loans Payday loans are small unsecured loans that are designed to be paid back in the short term. Despite being called “payday loans”, often the term is longer than to the next paycheck for the loan recipient. The loans are also known as “cash advances” and in recent years have become very […]

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Debt Consolidation vs Debt Counseling

Being in debt can be a very stressful and confusing time, especially because there are so many possible options for escaping your debt problems. Two of the most common choices are debt consolidation and debt counseling. One of the most frequent questions from those experiencing debt problems is which one of those two options should […]

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Best 3 Debt Settlement Methods

Unfortunately the United States economy is still struggling and every day more people are finding themselves in financial difficulties.  Many are people who over extended in the good years, taking on too much debt and many people in trouble now are small business owners who have been hit by the downturn.  Others in trouble include […]

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Unfair Debt Collectors

Proof of misleading, abusive and gross misrepresentation by debt collectors businesses have been found in abundance with decades of unsavory actions on record. As such, Fair Debt Collection Practices Act or FDCPA was enacted by the Congress in 1977 to reduce the increasing cases of aggressive and unfair debt collection techniques in the United States. […]

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How To Fix Your Credit Score

Acquiring a healthier credit score is a lot more critical today than any other time. Sad to say for lots of of us, we tend to have more debt than is healthy for us, and then we end up ultimately taking hits to our credit rating. In this current economic climate this is specially debilitating, […]

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Credit Card Debt Law Changes

Contemplating either signing up for a charge card credit card debt relief program or filing for bankruptcy? Are the legal effects of your steps causing some degree of anxiety? After all, possessing a financial debt problem is bad enough without having to contemplate legal actions over missed charge card payments. One good thing is, new […]

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How Long Can A Bad Debt Be Collected

You’ll find a variety of views on just how long an unsecured bad financial debt is collected. For the debtors they’ll rely on the statute of limitations where by just after seven yrs the creditors will not be capable to go after the debts any more. On the creditor’s part, they will still have options […]

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