Dealing with Holiday Debt

Many people get caught up in the fun of going on holiday and find themselves spending more than they expected.  Unfortunately, long after the holiday sun-tan has faded or the egg-nog has been drunk, the debt remains.  Because this type of debt can be unexpected and unplanned, many consumers struggle to pay it off in a timely fashion […]

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Habits that Keep You in Debt

Human beings are often referred to as “creatures of habit”.  That is because we enjoy routines, certainty and patterns.  Most people pick up a range of habits for everything, including — how they eat, how they they get dressed, how they shower and how they spend money. Poor financial habits that you may have picked up over a number […]

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7 Debt Warning Signs You Should Know

Debt is insidious by nature as it seems to creep up on people. One day you are scraping along, then suddenly you debt has reached unsustainable levels and you are in serious financial trouble. This article will take a look at seven early warning signs that you may have a growing debt problem. By catching […]

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Tips to Help Pay Student Debt Faster

The cost of going to college continues to increase.  It has reached the stage that some economists suggest student debt is having a stifling effect on the United States economy.  For many students, paying back their college debt can take decades.  For other students the debt can stop them buying a house and building a solid […]

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Saving Money in Your 20s

Most people struggle to manage their finances when they are in their 20s. They have just entered the workforce, probably have a low paying job, have many bills and have little experience organising themselves. People in their 20s also have many credit card companies throwing easy money at them. It’s not hard for someone just […]

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The Best Online Apps to Help You Manage Your Finances

There are some incredibly useful financial tools that have become available thanks to the Internet. Many of these tools can help us get our finances in order and lower our debt burden. Here are the top 7 online tools for organising your finances! Mint Mint is one of the most well known personal financial applications on […]

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14 Worst Credit Card Mistakes

The road to a mountain of debt is usually littered with a trail of maxed out credit cards. Credit cards are very easy to use incorrectly and can quickly become a major financial problem. Unfortunately many people use their credit cards in ways which lead them towards financial disaster. They can often look like the […]

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Common Debt Myths!

Most people have debt of some kind but many of us don’t understand how to manage it effectively and how to save money when it comes to debt. Unfortunately there are a number of common misconceptions or “debt myths” that have sprung up over the years, and those myths contribute to some people running into […]

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A Credit Card That Helps Manage Debt?

The idea sounds a bit silly at first – a credit card that helps people manage their debts and pay them off without defaulting. Because credit card companies tend to encourage people to spend. Quite simply the more people spend they more credit card companies will profit. However one new non-profit company has created a […]

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Small Stuff Matters – Debt Repayment Tips

Sometimes dealing with a large debt burden feels like a mammoth task, something so daunting that it’s hard to know how to approach. That feeling of hopelessness and confusion is one of the worst parts about being in debt. Luckily with a few simple concepts, you can begin to attack your debt burden and really […]

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