Habits that Keep You in Debt

Human beings are often referred to as “creatures of habit”.  That is because we enjoy routines, certainty and patterns.  Most people pick up a range of habits for everything, including — how they eat, how they they get dressed, how they shower and how they spend money. Poor financial habits that you may have picked up over a number […]

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14 Easy Ways to Save Money on Food!

Of all of the ways to save money, saving money on food is the easiest one.  With some simple planning you can save hundreds or thousands of dollars on your food bill each year.  This article will teach you how! Make sure your pantry and fridge are well organized You need to be fully aware […]

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7 Debt Warning Signs You Should Know

Debt is insidious by nature as it seems to creep up on people. One day you are scraping along, then suddenly you debt has reached unsustainable levels and you are in serious financial trouble. This article will take a look at seven early warning signs that you may have a growing debt problem. By catching […]

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Tips to Help Pay Student Debt Faster

The cost of going to college continues to increase.  It has reached the stage that some economists suggest student debt is having a stifling effect on the United States economy.  For many students, paying back their college debt can take decades.  For other students the debt can stop them buying a house and building a solid […]

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The Most Common Ways a Personal Budget Fails

Sticking with a personal budget can be tough. To gain control of your finances, you will have to make major changes to your spending habits and lifestyle. Some budgets are doomed to fail, because of poor planning or unrealistic expectations. Here are the most common ways that a personal budget can fail! Bad Maths If […]

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The Best Online Apps to Help You Manage Your Finances

There are some incredibly useful financial tools that have become available thanks to the Internet. Many of these tools can help us get our finances in order and lower our debt burden. Here are the top 7 online tools for organising your finances! Mint Mint is one of the most well known personal financial applications on […]

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Common Debt Myths!

Most people have debt of some kind but many of us don’t understand how to manage it effectively and how to save money when it comes to debt. Unfortunately there are a number of common misconceptions or “debt myths” that have sprung up over the years, and those myths contribute to some people running into […]

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Household Borrowing on the Increase!

In the last year, American families have been borrowing money at the fastest rate since the global financial crisis, according to new data. That indicates there may be improving consumer confidence in the economy and increased spending. Household debt in the United States rose by a massive $241 billion in the last quarter of 2013, […]

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The Debt Snowball Method

Debt-Snowball Method One of the best known debt reduction strategies is the debt-snowball method where you pay off your smaller debts as soon as possible, while paying the minimum allowable amount on the larger debts. Once the smallest debt is paid off you move onto the next smallest, reducing the total number of debts and […]

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How do you get out of debt?

A lot of people in debt find themselves struggling to make a start in paying down their debt. Quite often it’s not due to laziness, or a lack of discipline, but due to them not knowing where to start. When you type “how do you get out of debt” into Google you will be bombarded […]

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