Habits that Keep You in Debt

Human beings are often referred to as “creatures of habit”.  That is because we enjoy routines, certainty and patterns.  Most people pick up a range of habits for everything, including — how they eat, how they they get dressed, how they shower and how they spend money. Poor financial habits that you may have picked up over a number […]

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American Households Take on More Debt

In a sign that many Americans are feeling more comfortable about the condition of the economy, U.S. household debt has risen by $78 billion in the last quarter.  The data comes from a survey by the Federal Reserve Bank. The primary drivers of the increase in debt were student loans, auto loans and credit card […]

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14 Easy Ways to Save Money on Food!

Of all of the ways to save money, saving money on food is the easiest one.  With some simple planning you can save hundreds or thousands of dollars on your food bill each year.  This article will teach you how! Make sure your pantry and fridge are well organized You need to be fully aware […]

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7 Debt Warning Signs You Should Know

Debt is insidious by nature as it seems to creep up on people. One day you are scraping along, then suddenly you debt has reached unsustainable levels and you are in serious financial trouble. This article will take a look at seven early warning signs that you may have a growing debt problem. By catching […]

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Tips to Help Pay Student Debt Faster

The cost of going to college continues to increase.  It has reached the stage that some economists suggest student debt is having a stifling effect on the United States economy.  For many students, paying back their college debt can take decades.  For other students the debt can stop them buying a house and building a solid […]

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The Most Common Ways a Personal Budget Fails

Sticking with a personal budget can be tough. To gain control of your finances, you will have to make major changes to your spending habits and lifestyle. Some budgets are doomed to fail, because of poor planning or unrealistic expectations. Here are the most common ways that a personal budget can fail! Bad Maths If […]

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The Best Online Apps to Help You Manage Your Finances

There are some incredibly useful financial tools that have become available thanks to the Internet. Many of these tools can help us get our finances in order and lower our debt burden. Here are the top 7 online tools for organising your finances! Mint Mint is one of the most well known personal financial applications on […]

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Simple Tips For Improving Your FICO Score

Some recent changes in the way the FICO score is calculated have opened up some interesting opportunities for credit score improvement!  Some of these changes pertain to medical debt and for people with a settled debt collection on their record. It’s important to note that the general mix of FICO credit score remains the same, approximately: 35% Payment […]

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Common Debt Myths!

Most people have debt of some kind but many of us don’t understand how to manage it effectively and how to save money when it comes to debt. Unfortunately there are a number of common misconceptions or “debt myths” that have sprung up over the years, and those myths contribute to some people running into […]

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Easy Ways to Make Extra Money

Reducing your debt can be a daunting task and finding ways to cut expenses isn’t always easy. The alternative is of course to “grow the pie”, make your income larger to help pay off the debt faster. There are actually a number of ways you can increase your income and many of them can actually […]

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