Dealing with Holiday Debt

Many people get caught up in the fun of going on holiday and find themselves spending more than they expected.  Unfortunately, long after the holiday sun-tan has faded or the egg-nog has been drunk, the debt remains.  Because this type of debt can be unexpected and unplanned, many consumers struggle to pay it off in a timely fashion […]

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Habits that Keep You in Debt

Human beings are often referred to as “creatures of habit”.  That is because we enjoy routines, certainty and patterns.  Most people pick up a range of habits for everything, including — how they eat, how they they get dressed, how they shower and how they spend money. Poor financial habits that you may have picked up over a number […]

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7 Debt Warning Signs You Should Know

Debt is insidious by nature as it seems to creep up on people. One day you are scraping along, then suddenly you debt has reached unsustainable levels and you are in serious financial trouble. This article will take a look at seven early warning signs that you may have a growing debt problem. By catching […]

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Saving Money in Your 20s

Most people struggle to manage their finances when they are in their 20s. They have just entered the workforce, probably have a low paying job, have many bills and have little experience organising themselves. People in their 20s also have many credit card companies throwing easy money at them. It’s not hard for someone just […]

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Graduates Using Volunteer Work For Student Debt Relief

Student loans are increasingly large and often a recent graduate feels a lot of pressure because of the mountain of debt they must deal with. With the job market still recovering from the global financial crisis many graduates have had problems securing employment or have been unable to secure employment in their chosen field so […]

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Small Stuff Matters – Debt Repayment Tips

Sometimes dealing with a large debt burden feels like a mammoth task, something so daunting that it’s hard to know how to approach. That feeling of hopelessness and confusion is one of the worst parts about being in debt. Luckily with a few simple concepts, you can begin to attack your debt burden and really […]

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Five Strategies for Medium Level Debt

Many people have debt levels that are medium level – that is, not just a few small credit card debts and not a massive debt burden, but some where in between. At about the $30’000-$50’000 mark the debt is transitioning from a small problem into a huge one. Action needs to be taken before the […]

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The Simple Debt Reduction Plan

There are numerous methods for eliminating debt and hundreds of plans available for eliminating debt.  However some of them can be very complex and they can make it a daunting task when you are getting started.  In this post we will go over the 5 best tips for reducing debt, and if you can do […]

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Suriviving The Global Financial Crisis

There are still indicators that economies all over the world are struggling against the global financial crisis.  Some economies have been hit harder than others, but in the global economy, all economies are all linked. That means the terrible performance of the European economy impacts the USA economy greatly (and vice versa). In 2013, economists […]

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