Habits that Keep You in Debt

Human beings are often referred to as “creatures of habit”.  That is because we enjoy routines, certainty and patterns.  Most people pick up a range of habits for everything, including — how they eat, how they they get dressed, how they shower and how they spend money. Poor financial habits that you may have picked up over a number […]

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14 Easy Ways to Save Money on Food!

Of all of the ways to save money, saving money on food is the easiest one.  With some simple planning you can save hundreds or thousands of dollars on your food bill each year.  This article will teach you how! Make sure your pantry and fridge are well organized You need to be fully aware […]

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7 Debt Warning Signs You Should Know

Debt is insidious by nature as it seems to creep up on people. One day you are scraping along, then suddenly you debt has reached unsustainable levels and you are in serious financial trouble. This article will take a look at seven early warning signs that you may have a growing debt problem. By catching […]

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The Most Common Ways a Personal Budget Fails

Sticking with a personal budget can be tough. To gain control of your finances, you will have to make major changes to your spending habits and lifestyle. Some budgets are doomed to fail, because of poor planning or unrealistic expectations. Here are the most common ways that a personal budget can fail! Bad Maths If […]

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Saving Money in Your 20s

Most people struggle to manage their finances when they are in their 20s. They have just entered the workforce, probably have a low paying job, have many bills and have little experience organising themselves. People in their 20s also have many credit card companies throwing easy money at them. It’s not hard for someone just […]

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Paying off Debt or Saving for Retirement?

One of the most common challenges for people who are in debt is deciding how much money they should be using to pay down the debt and how much should be allocated for long term financial objectives like saving for retirement. Saving for a retirement is something that must be done for many decades to […]

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Using Property to Increase Your Income

One of the best ways to get out of debt and improve your overall financial position is to take stock of your assets. Most people have a number of potentially money making assets they don’t give much thought to. By taking stock of your assets you may realize there are many ways you can make […]

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Simple Family Budget Tips

Times are still tough with various economies still struggling and many in recession. The unemployment rate is still high in the USA and many families are having to make do with less money. Here are some simple tips on how to find some extra money in your household budget through cost cutting and clever thinking! […]

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Simple Saving Tips

Some find saving money to be a laborious and difficult task because they feel compelled to buy new things constantly. Well there are actually ways you can save money without feeling much pain! Checkout these simple but effective saving tips and tricks. Leave the credit card at home A lot of people always carry their […]

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Easy to Follow Debt Reduction Tips

Debt can accumulate very quickly and very often occurs for reasons out of your control. You might get sick and need a month off of work, or your child needs some emergency dental work, or your car breaks down. The kinds of emergencies that life brings can often bring financial stress with them. You can […]

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